What’s New at MidWestOne Bank
Changes coming soon to Online Bill Pay
- Extended Technical Support Hours, Including Live Chat
- Buy and Send a Gift Check or a Donation through Bill Pay*
- E-Notices and reminders which can be sent when bills are paid or scheduled to be paid
Investment News Rate Publication
The "Investment News" is the bank's weekly rate publication. Check out our business and personal Investment News publication weekly for the most up-to-date rates.
MidWestOne Power Checking
Experience the power of one account... MidWestOne Power Checking is one account with the power to grow your money. With three easy-to-achieve requirements, Power Checking gives you the power to do what you want with your money.
Power Checking:
- Power rate 5.25% APY*
- ATM fee refunds nationwide**
- No minimum balance, minimum $100 deposit to open
- No monthly fees
Monthly Power Rate Requirements:
1) 10 check card transactions (non-ATM, non-PIN)
2) One direct deposit or one ACH auto debit
3) Receive Secure Statement
To compare Power Checking to our other checking accounts, click here.
Visit with a customer service representative at a location near you to find out more.
*5.25% Annual Percentage Yield (APY) paid on balances up to $25,000 and 2.00% APY paid on all amounts above $25,000 each cycle the power rate requirements are met. Any cycle where power rate requirements are not met, 0.25% APY will be paid. APY effective 05/01/2008 and may change at any time. Available to personal accounts only. Fees may reduce earnings. **ATM refunds up to $25 per cycle if power rate requirements are met.
MidWestOne Power Checking is powered by BancVue.
Type Text HereMidWestOne introduces product enhancements
As MidWestOne Bank prepares to merge with First State Bank and Iowa State Bank & Trust, we've combined the best products to create a new product menu. Be sure to check out our new menu of personal checking, personal savings, business checking and business savings accounts.
Introducing SHAZAM R.A.D.A.R.
Do you know where your ATM/check card is? If your card is in the wrong hands, chances are your account is going to encounter several transactions you weren’t expecting. To help protect you and your account, MidWestOne Bank has teamed up with SHAZAM to keep an eye out for any suspicious transactions. SHAZAM R.A.D.A.R., Risk Assessment Detection And Response, looks for transactions that appear out of the ordinary. If a transaction is questionable, a MidWestOne representative or a SHAZAM fraud specialist will call you to verify the transaction. If it is valid, no action will be taken. If it is fraudulent, we will immediately block the card’s access to your account, stopping any further unauthorized transactions. Does this special protection cost you anything? No. It’s free to all of our card holders. Is there anything you have to do? Yes. 1) We ask that you provide MidWestOne with a primary and secondary phone number (home, work, cell, etc.) and 2) Keep us updated when any of these numbers change. We need to be able to contact you as soon as possible when a suspicious transaction occurs. 3) Also, if you plan to travel away from home, let us know when you are taking your trip so you aren’t bothered with unnecessary calls verifying transactions. Remember to protect yourself from fraud at all times: If you are contacted by a MidWestOne Bank representative or a SHAZAM fraud specialist regarding an unauthorized transaction, they WILL NOT ask you any personal information over the phone. Your identity will be verified using public information only, such as an address or zip code…never your account or pin number. As always, if you suspect your card has been stolen or compromised, contact your local branch immediately. For the most up-to-date information about scams, identity protection and victim action steps, review the Consumer Alert pages of our website:
A Merger of Equals Announced
Iowa City, Iowa & Oskaloosa, Iowa. September 12, 2007 - ISB Financial Corp. ("ISB") (Pink Sheets: ISBO.PK), the holding company for Iowa State Bank & Trust Company and First State Bank, and MidWestOne Financial Group, Inc. ("MidWestOne") (NASDAQ: OSKY), the holding company for MidWestOne Bank, announced today that they have entered into a definitive agreement to combine in a merger of equals transaction, creating the 3rd largest independent publicly traded bank holding company headquartered in Iowa.
To read the full story, click here.
