Transaction Account Guarantee Program

MidWestOne Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Interest bearing Power Checking accounts are not covered under the Transaction Account Guarantee Program. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

For more information on the FDIC’s Temporary Liquidity Guarantee Program visit www.fdic.gov/tlgp